Paper use only
The current product uses virtual balances and simulated orders. It does not hold customer money, provide custody or execute real-money trades.
TRADEClear rules for
a paper-trading product.
These terms explain the current product boundary. Use ChatOnYou Trade only for learning, testing and evaluating simulated strategies.
No financial advice
AI signals, confidence scores, backtests and portfolio values are informational simulations—not personalized investment advice or guaranteed outcomes.
Your responsibility
You are responsible for reviewing every action, keeping account access secure and using the service lawfully.
Acceptable use
Do not misuse the service, attempt unauthorized access, disrupt availability, reverse engineer protected systems or use the product to violate applicable law.
Availability and changes
Features, market data and simulated results may change, be delayed or become unavailable. We may update the product and these terms as the service develops.
Before any live service
Real-money functionality would require separate eligibility, disclosures, controls, agreements and regulatory readiness. It remains disabled.